Colorado Springs Bankruptcy Lawyers
Chapter 7 Bankruptcy Attorney Colorado Springs
FILING CHAPTER 7 BANKRUPTCY IN COLORADO
- The right to file for bankruptcy is provided by federal law and cases are handled in federal court.
- The Chapter 7 filing process takes about four to six months.
- The cost of filing for bankruptcy is $338.
If you are feeling overwhelmed, let our bankruptcy lawyers help you! With over a decade of experience in Colorado bankruptcy law, our bankruptcy attorneys can help you navigate through the Chapter 7 filing process and find the fresh financial start youve been looking for.
WHEN TO FILE FOR CHAPTER 7 BANKRUPTCY
Filing for Chapter 7 bankruptcy in Colorado might not be the right option for everyone. If you have non-exempt property that you do not want to give up, a Chapter 7 bankruptcy may not be right for you. In order to qualify for a Chapter 7 bankruptcy, your income must be less than the median income in Colorado for your household size. If it is more than the median income, you may still qualify for a Chapter 7 by passing the means test. If you do not pass either test, you may still be able to file for bankruptcy under Chapter 13.
Questions? Call the Law Office of Diane K. Bross at to speak with a Colorado Springs Chapter 7 bankruptcy attorney about filing for bankruptcy.
WHAT HAPPENS AFTER FILING CHAPTER 7 BANKRUPTCY?
Public utilities cannot refuse service because of a bankruptcy filing, although they can require a deposit for future service.
Complete The Bankruptcy Forms
The bankruptcy forms are an illustration of your financial situation. You will be painting a picture of what youâre going through for the trustee and the court. You will explain in detail the amount and nature of your debts, your income and your expenses. You will also list in detail all of the property you own . The best way to prepare for filling out the forms is to gather the bankruptcy documents mentioned above: paystubs, bank statements, and tax returns. These documents contain the necessary information you need to fill out the Colorado Springs bankruptcy forms. The most common mistakes people make when filling out the forms is forgetting important information. Even though you may have worked a job for only 2 weeks, that income must be included in your bankruptcy forms. The rule of thumb is: no detail is too little not to matter. When filing bankruptcy in Colorado Springs, itâs better to be overly inclusive.
Also Check: How Does Bankruptcy Chapter 7 Work
Colorado Springs Best Bankruptcy Attorneys:
The top rated Bankruptcy Attorneys in Colorado Springs, CO are:
- McLaughlin Bankruptcy practicing bankruptcy law in Colorado Springs and Pueblo for over 26 years
- Law Office of Geoffrey H. Atzbach, PC has been successfully representing clients personal bankruptcy proceedings
- Wagner Law Office, P.C. is a Centennial law firm serving Colorado Springs and Denver, founded in 2007
- Law Office of Stephen H. Swift, P.C. provides professional and efficient representation in the bankruptcy system
- Law Offices of Andrew F. McKenna, P.C. has over 27 years of experience handling bankruptcy cases
In Need Of A Bankruptcy Attorney In Colorado Springs
If your financial situation is in crisis mode, you must act quickly to protect your assets and financial interests. Creditors don’t waste time when your accounts show signs of default. They submit adverse credit bureau reports that lower your credit score. They transfer your accounts to collection agencies who call your home, job, or business until they get a definitive response. Recovery attorneys secure creditor’s judgments through lawsuits. They satisfy court judgments by garnishing your income and placing liens against your home. Economic problems can be stressful, especially when you see no potential for relief. A bankruptcy attorney in Colorado Springs can help you navigate the most complex financial problems. They intervene on your behalf to stop collection efforts. They use their legal knowledge and experience to produce financial relief.
You May Like: Can You Be Denied A Job Because Of Bankruptcy
How Do Lawyers Get Paid If They Lose A Case
Lawyers typically charge for their time regardless of whether they win a case. Sometimes, the losing party is ordered to pay the other partys lawyer fees on top of their own. Some lawyers also work on contingency, meaning they will take a percentage of the awarded amount only if they successfully win the case.
Before hiring a lawyer, make sure you understand their fee structure.
The Bankruptcy Law Firm Of John A Mclaughlin Jr Pc
When youre out of options and overwhelmed by debt, you need immediate and effective solutions. Attorney John A. McLaughlin, Jr., practices ONLY bankruptcy law and knows how to protect you from the demands of creditors. Allow the bankruptcy law firm of John A. McLaughlin, Jr., P.C., with offices in Colorado Springs and Pueblo, help you start on the road to financial recovery.
Recommended Reading: How Can Bankruptcy Be An Advantage To A Creditor
Do Most Bankruptcy Attorneys Offer Payment Plans In Colorado Springs
Yes, many bankruptcy lawyers take a payment plan, and I would estimate that would be no different in Colorado Springs. A Chapter 13 bankruptcy is already a payment plan bankruptcy, so many Chapter 13 bankruptcy lawyers will take a payment upfront and then include the rest in the plan.
In a Chapter 7 bankruptcy, many lawyers will take payment plans, but the total attorney fee often has to be paid before filing. If an bankruptcy lawyer in Colorado Springs will only take all of the money upfront for a Chapter 7 bankruptcy and not provide payment plans, you may be able to find one that does take payment plans.
Just to confirm, you may always want to check which type of bankruptcy you are filing. Some bankruptcy lawyers may offer payments plans or $0 Chapter 13 options, but those may be much more expensive in the long run than doing a payment plan upfront on a Chapter 7 bankruptcy.
Best Bankruptcy Lawyers In Colorado Springs Co
Expert recommended Top 3 Bankruptcy Lawyers in Colorado Springs, Colorado. All of our bankruptcy lawyers actually face a rigorous 50-Point Inspection, which includes customer reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. You deserve only the best!
BOB DOIG – DOIG LAW GROUP
102 South Tejon Street, Suite 1100, Colorado Springs, CO 80903DIRECTIONS
Heres The Deal:Bob Doig is dedicated to achieving the best outcome for every client. He completed his Bachelor of Arts at the University of Illinois, Chicago, and Juris Doctor at DePaul University College of Law. Bob believes that every client should be treated with courtesy and respect. He is a member of the El Paso County Bar Association, National Association of Consumer Bankruptcy Attorneys, and National Association of Consumer Advocates. Bob guarantees every client that he will do his utmost to help them through this difficult time and on their way to a fresh start. He uses cutting-edge technologies to respond quickly and give you the efficient and effective representation you deserve. Bob helps his clients get a fresh start on their financial life by utilizing the remedies offered under the U.S. Bankruptcy Laws. He provides free consultation and convenient time appointments.
GEOFFREY H. ATZBACH, PC – LAW OFFICE OF GEOFFREY H. ATZBACH, PC
1155 Kelly Johnson Boulevard, Suite 470, Colorado Springs, CO 80920DIRECTIONS
You May Like: Credit Card Debt Forgiveness Mental Illness
Get Answers About Your Options For Bankruptcy In Colorado: Contact Anaya
Whether youre considering bankruptcy for the first time or you have filed in the past, you can rely on an experienced Colorado Springs bankruptcy lawyer at Anaya-McKedy, P.C. for exceptional counsel and client-focused service in the pursuit of debt relief. Our team is ready to learn more about your situation, explain your options, and help you resolve your debt issues.
for a Free, Confidential Consultation
For more than 30 years, our dedicated attorneys have been tireless advocates for individuals and businesses burdened by serious debt. We know how crippling debt problems can be, and we know how to help our clients navigate the road to a financial fresh start so they can put their debt problems behind them.
The sooner you contact us, the sooner you can stop the cycle of debt that may be crushing your personal or commercial finance. To learn more about how we can help you, simply contact us today for a no-cost, no-obligation debt relief consultation. We also invite you to check out our awards and testimonials for more on our record of excellence and success in Colorado bankruptcy cases.
Benefits Of Personal Bankruptcy In Colorado Springs
No matter which option better suits your situation and goals, pursuing personal bankruptcy in Colorado can offer several advantages, including :
- Stopping creditor harassment: The automatic stay will immediately go into effect after you file for personal bankruptcy. This effectively prevents creditors from calling you, sending you letters, or otherwise contacting you for payment.
- Putting a halt to debt collection efforts: From repossessions to foreclosure proceedings and wage garnishments, any creditor efforts to try to collect on outstanding debts will be halted when you file for Chapter 7 or Chapter 13 bankruptcy in Colorado. Here, its important to note that these actions can only be paused if the court has not already approved them. If, however, an action, like garnishing wages, has already been approved, it will not be stopped by filing a personal bankruptcy case.
- Providing asset exemptions: U.S. Bankruptcy Code exempts certain assets from being included in the bankruptcy estate. Exemptions cover assets like homes, vehicles, personal property, and more. They typically have a value threshold, with exemptions only applying to up to a certain monetary limit.
Recommended Reading: Do Medical Bills Go Away With Bankruptcy
J David Hopkins Jd Llm
Mr. Hopkins attended the University of Denver Sturm College of Law, where he served as Editor of the Denver Tax Law Journal, ranking member of the American Inns of Court, winning the AmJur awards in Taxation and Trial Advocacy. Mr. Hopkins graduated from law school in 1989, was admitted to the Colorado Supreme Court in 1990, then obtained an advanced law degree in taxation in 1991 at the University of Denver.
Mr. Hopkins is a member of the Tax Attorney Section of the Colorado Bar Association, the US Tax Court, US District Court, the 10th Circuit Court of Appeals and the El Paso County Bar Association. He is the founder and President of TaxHelp, Inc. and the Taxpayers Advocate.
Experience You Can Trust
Bankruptcy is ALL we have done for many years acquiring experience, skills, and knowledge that helps you achieve the best outcomes against your creditors and with the bankruptcy trustees. For more than two decades, John A. McLaughlin, Jr., P.C., has stopped creditors and helped thousands of people start over again with a fresh start financially.
Contact us in Colorado Springs, or Pueblo, Colorado, to schedule a no obligation appointment with a bankruptcy attorney that is dedicated to the area of law experienced, knowledgeable, and understanding.
Hours of Operation: Monday Friday, 8:00 a.m. 5:00 p.m. | Closed for Lunch, 12:00 p.m. 1:00 p.m.
Proudly Serving Colorado Springs, Pueblo and the Surrounding Areas
Business Bankruptcy Lawyer In Colorado Springs
Snowballing debt is not exclusive to personal finances. When companies find themselves with chronic cash flow problems and/or growing debt, business bankruptcy can be an effective debt relief solution.
From sole proprietors and partnerships to limited liability and other corporations, business bankruptcy can discharge debt, halt creditors collection efforts, and provide the space for companies to reorganize and repay debts.
Top Bankruptcy Lawyers Serving Colorado Springs
You are looking for a bankruptcy attorney in Colorado Springs, Colorado and probably want to find the best attorney for the most reasonable price.
When filing bankruptcy in Colorado Springs, there here are 5 attributes that we look for in bankruptcy attorneys, which are 1) Rate 2) Reviews 3) Relevance 4) Reliability, and 5) Referral. We also care about bankruptcy attorneys who offer free consultations and payment plans.
See the table below for bankruptcy lawyers servicing Colorado Springs. If you’d like to understand the all-in bankruptcy cost in Colorado Springs, we built a free qualification and cost calculator below to estimate fees. Update the zip code if youd like to refresh the list. Please note that the phone information below will first route to Ascend, and we will check our system for available attorneys who are available for a free phone consultation before transferring you to the attorney. If you’d like to speak directly to a specific attorney below, you should be able to find that information directly on the attorney’s website.
Fill out your information for the local attorney. Please note that the attorney selected may not be the one which contacts you.
This is why we built the zip code updater, so you can update the zip code to where youd like to hire a bankruptcy attorney, which potentially might not be in Colorado Springs.
Also Check: Income To Debt Ratio Formula
+ Years Experience Resolving Debt Issues For Individuals & Businesses In Colorado
Out-of-control debt can cause endless worries while making day-to-day life a struggle. When you or your business is buried under crushing debt, bankruptcy can provide an opportunity to eliminate that debt and secure the financial fresh start you need and deserve.
At Anaya-McKedy, P.C., our Colorado Springs bankruptcy attorneys have vast experience counseling and guiding clients through personal and business bankruptcies. Dedicated to fiercely protecting our clients rights and interests, we can help you determine your best debt relief options, based on your needs, circumstances, and objectives.
We can also help you take the right steps to set a bankruptcy case up for an efficient, favorable resolution. That can be the key to stopping creditor harassment, coming out of bankruptcy in a better position, and regaining control of your financial future.
A call or an email can be the first step towards resolving your debt issues for good. Anaya-McKedy, P.C. proudly represents individuals and businesses in several types of Colorado bankruptcy cases.
Go To Court To File Your Forms
Filing your Colorado Springs bankruptcy forms is what makes the bankruptcy official in the eyes of the court. Once you are satisfied with your printed forms, you will go to the Court located at 721 19th St. in Denver. More specifically, you will go to the bankruptcy clerkâs office to file your bankruptcy forms. When visiting the federal courthouse, there are a few things to keep in mind. First, this is a secure government building. You will be required to go through metal detectors and are subject to search by federal marshals. Second, electronic devices are not permitted. Itâs best to keep your cell phone in the car. Third, the Court is not open weekends or federal holidays. Be sure to plan ahead, so that you donât have to make a second trip to the courthouse. The biggest advantage of filing your forms in person is that the bankruptcy clerk will be able to review your forms for missing pages or signatures.
Recommended Reading: How Often Can Someone File Chapter 7 Bankruptcy
Are You Searching For A Top Bankruptcy Lawyer In Colorado Springs Colorado
Find a top rated attorney near you with comprehensive knowledge of Bankruptcy laws in your state one who can explain all of your legal options, negotiate with creditors, and protect your assets.
Doing so could help you avoid costly mistakes and make an informed bankruptcy decision.
Bankruptcy, or financial insolvency, can have a serious impact on your economic well being, family and future stability.
Dealing with the legalities of bankruptcy, credit reporting bureaucracy, and the tactics of collection agencies can be a daunting challenge, especially for ill-informed consumers.
Finding the proper legal help can alleviate the stress and burden brought about by bankruptcy and debt.
Super Lawyers offers a free, comprehensive directory of accredited attorneys whove attained a high-degree of peer recognition and professional achievement in the bankruptcy field.
Consider an initial legal consultation today.
Bankruptcy Lawyers In Colorado Springs Colorado Can Help You
If you’re experiencing severe financial difficulties, bankruptcy can provide a path to debt relief and help you get a fresh start. Whether you are just starting to consider bankruptcy or have already filed, getting a bankruptcy lawyer involved can help you maximize the benefits afforded to you by the United States Bankruptcy Code. We’ve assembled a list of trusted local lawyers that you can use to find the right Colorado Springs bankruptcy attorney to help you stop wage garnishment, prevent creditor harassment, get debt relief, and protect your property.
Don’t Miss: How Many Times Can You File Bankruptcy
Take Bankruptcy Course 2
In order to receive a discharge in your Colorado Springs bankruptcy, you must complete the financial management course. This course will teach you healthy financial practices to use after filing bankruptcy in Colorado Springs. Like the credit counseling course, this course must be approved by the U.S. Trusteeâs Office in order to count. Itâs approximately one hour long and also given in-person, online, or over the telephone. The remote options may be best as there are no in-person options available in the Colorado Springs area. This course will help you avoid pitfalls, employ healthy financial practices and prepare for a future free of debt.