Which Bankruptcy Is Right For You
In order to determine which bankruptcy is the right option for you to choose, you will need to go through a wide range of details about your financial situation, as well as the pros and cons that come with each. Bankruptcy is not like waving a magic wand to make your debt disappear, and there are many different agreements and decisions that you will need to make in order to find a solution that works for you while avoiding as many of the drawbacks as possible given your situation.
Want To Check Lawyer Discipline
It is always a good idea to research your bankruptcy lawyer prior to hiring. Every state has a disciplinary organization that monitors attorneys, their licenses, and consumer complaints. By researching lawyer discipline you can:
- Ensure the attorney is currently licensed to practice in your state
- Gain an understanding of his or her historical disciplinary record, if any.
- Determine the seriousness of complaints/issues which could range from late bar fees to more serious issues requiring disciplinary action.
Affordable Bankruptcy Lawyer In Jacksonville
Mounting debt and calls from creditors can cause a lot of stress and sleepless nights. While at first you were just a month or so behind on payments, now you find yourself unable to make even minimum payments on multiple accounts. The farther you fall behind, the more desperate the situation becomes. It may be time to call an affordable bankruptcy lawyer in Jacksonville to explore your available options.
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We Can Help You Pursue Relief For Your Financial Troubles
AtLansing Roy, P.A., our team of seasoned attorneys focuses diligently on helping all clients achieve the best outcomes for their cases in the most cost-effective manners. Its important to us that all clients are treated with respect, especially in times that can be quite overwhelming.
Therefore, we take the time to carefully assess each clients financial situation and pursue the right strategy to settle your debt so you can overcome the crushing amount of stress caused by it.
Regardless of the amount of debt you have, its important that your rights are upheld and protected. When you retain one of our attorneys, we will remain at your service for the duration of your case. Our goal is to get you to a place where you are back in control of your finances.
Chapter 13 Bankruptcy In Jacksonville Florida
Chapter 13 bankruptcy lets a person restructure and develop plans to pay creditors comfortably over a three or five-year period. The court will review the plan for debt repayment and determine whether or not it is feasible. If the court approves the plan, then the debtor must stay on track with the restructured payments. Creditors included in the bankruptcy plan cannot take legal actions against the debtor as long as the person complies with the agreed payments. Any debts remaining after completing the plan can be discharged.
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Stop Debt Collectors Foreclosure & Repossessions
As bankruptcy attorneys, we are often able to temporarily or permanently stop foreclosure actions. Theautomatic stay associated with Chapter 7 and Chapter 13 bankruptcy will freeze foreclosures, auto repossessions, and all other types of debt collections from creditors until it is lifted. The time this allows can be invaluable as you attempt to get your affairs in order.
At Owenby Law, P.A., we understand how intimidating and stressful bankruptcy can be for our clients. Should you decide to retain our services, however, we will be with you through every step of the bankruptcy process.
When you work with our firm, we can answer all of your questions, including:
- Is filing for bankruptcy the right choice for me?
- Which type of bankruptcy is right for me?
- Will I lose my house or car if I file for bankruptcy?
- How long does the bankruptcy process take?
- Will I be left with any debt when its over?
Cheap Bankruptcy Lawyers In Jacksonville Fl
Filing for bankruptcy can be a difficult decision, but top lawyers are here to help make the process as easy as possible. Bankruptcy is a scary word, but it doesn’t have to be. Experienced lawyers will help guide you through every step of the process and make sure that you come out on top. Professional cheap lawyers offer Cheap Bankruptcy Services that will fit within your budget. We understand that this may be a difficult time for you and your family, so cheap bankruptcy lawyers want to make the process as easy as possible. Contact The Attorney Direct today for a case evaluation with one of Jacksonville, FL bankruptcy attorneys. You should understand that filing for bankruptcy can be a difficult decision. That’s why get case evaluations to other clients so they can get started on their journey to financial freedom. Family Lawyers in Jacksonville, FL have helped thousands of people file for bankruptcy and can help you too. Contact The Attorney Direct today to schedule your consultation.
Your Jacksonville Real Estate Law Firm
Our real estate law firm handles all matters related to real estate. We go far beyond handling simple real estate closings. The Law Offices of Justin McMurray, P.A. assists clients in performing due diligence in all matters related to the disposition and acquisition of real estate in Florida. Our Jacksonville real estate attorneys provide the support and guidance you need as you seek to protect your interests in real estate transactions.
Our legal team offers comprehensive services for all Florida real estate transactions. Whether you are purchasing, selling, or refinancing a home or you need assistance in negotiating a lease agreement or defending a boundary dispute, our dedicated real estate lawyers explore all available options and guide you through each step of the process while protecting your legal rights and best interests.
What Happens During A Chapter 11 Bankruptcy
During a chapter 11 bankruptcy, otherwise known as a reorganization bankruptcy, a debtor remains in control of its operations and is subject to the oversight and jurisdiction of the court. Chapter 11 allows the debtor to acquire new financing on favorable terms by giving new lenders first priority. Chapter 11 bankruptcy also allows debtors to be protected from litigation by putting it on hold. For more information on what happens during a chapter 11 bankruptcy and how bankruptcy can help you, contact a chapter 11 bankruptcy attorney today.
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Your Case Will Be Reviewed By An Attorney
Filing bankruptcy in Jacksonville, FL is a complicated process. Initially, the attorneys in our office will sit down with you and review your financial situation. No paralegal, administrator or other non-attorney will meet with you when you come in to our office. You need professional advice for your financial situation. Once a determination has been made that bankruptcy is the right option for you, then the attorney will go over all your available options. You may need Chapter 7 bankruptcy to eliminate credit card debt. You may need a Chapter 13 to obtain a mortgage modification. You may need a Chapter 11 to deal with multiple investment properties. Whatever your situation, we have the experience to find the right solution for you.
Why File For Bankruptcy
People wind up filing for bankruptcy for many reasons, often involving outside forces or unforeseen expenses: Medical debt and unexpected health care costs can quickly spiral out of control, credit card debt can accrue due to business expenses or needing to use a credit card during periods of unemployment and low cash flow, investments in the stock market, real estate or other financial vehicles might suffer due to a financial crisis, or a supply chain shutdown can cause debt to cascade in times of pandemic or due to oil price fluctuations. In any of these situations, a bankruptcy attorney can help you find the best course of action.
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Learn How Our Debt Relief Firm Can Help You
To learn more about your available options and get answers to your questions,contact us to set up a free consultation.
We will evaluate your case and give you advice on which option would best suit your needs. At Lansing Roy, P.A., we want to get your financial life back on track.
You can contact us by calling or sending a message through our secureonline form. We serve clients throughout Jacksonville, northeast Florida, and south Georgia.
From Our Clients
We had great experiences with Mr. Roy. And all the folks here. Kevin and Chris and all the people were very kind and thorough in looking after our situation many years ago.
– Kathryn D.
My wife Jane and I were experiencing a very difficult financial situation. Debts, foreclosure, repossession’s to name a few. We were referred to Lansing Roy and it was one of the best decisions we …
– Douglas P.
Smartest man on the block!!! A wonderful firm!!! An excellent choice!!! Expand, expand, expand
– Brenda B.
Filing for bankruptcy is, obviously, not a pleasant experience. The process, from making the decision, through the final disposition, is emotional and stressful. Our situation was complicated and took …
– Kerry M.
All around great to work with!! This firm is excellent!! I was referred by a family friend and I could not believe the level of service.
– Satisfied Client
Common Legal Terms Explained
Personal jurisdiction Requirement that a particular court have authority over a person, in order to bind that person to the judgment of the court, based on minimum contacts. International Shoe Co v. Washington is a landmark Supreme Court case outlining the scope of a state courts reach in personal jurisdiction.
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Commercial Bankruptcy Lawyers In Jacksonville Fl
You’re buried in debt and don’t know where to turn. Facing overwhelming debt is one of the most stressful experiences a person can go through. Not only do you feel like you’re suffocating under the weight of all that money you owe, but you might not even know where to start trying to fix the problem. Commercial Bankruptcy Lawyers in Jacksonville, FL can help resolve your Debt Issues and get your life back on track. The Attorney Direct has experts in helping people resolve their various types of debt and can provide legal assistance with many of the most common debt-related problems. Office Bankruptcy Lawyers specialize in helping people resolve all types of debt-related issues. A directory of the best lawyers in Jacksonville, FL can help get your life back on track. Get resources to help resolve many of the most common debt-related problems.
File For Bankruptcy And Breathe A Huge Sigh Of Relief
File bankruptcy fast in Jacksonville:
If you decide to pursue bankruptcy and wish to retain my services, you can expect thehighest level of client satisfaction. I guarantee that I can save you time, energy, and hassle throughout the entire process.
Youll never have to worry about incorrectly filling out paperwork or missing a critical legal step that could jeopardize your case.
You can be confident that a seasoned attorney is at the helm steering you away from debt and toward financial freedom.
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How A Jacksonville Bankruptcy Lawyer Can Help
Accidents, illness, divorce, or bad investments can leave anyone swimming in financial debt. We have filed bankruptcies for surgeons, lawyers, home builders, a nuclear pharmacist, a two-star general and even a bank president.
Anyone can be thrown into chaos by an unexpected life event.
You deserve a law firm that will work to end collection efforts, wage garnishments, and foreclosures quickly. Our law firm knows that it is about you and your life.
How Is The Bankruptcy Attorney Rate/fee Determined In Jacksonville
The bankruptcy attorney fee in Jacksonville is often based on a number of factors. Here are some of the factors:
We had mentioned earlier the population of Jacksonville is 911507. As such, larger cities may have higher attorney fees and smaller towns may have lower attorney fees. For example, Orlando may have a lower bankruptcy lawyer fee than Jacksonville.
For example, Jacksonville has a median household income of 54701. So, the income and general cost of living in Jacksonville may dictate the attorney fees.
Secondly, the complexity of the case may dictate the cost of the bankruptcy. This is often the case with Chapter 7 bankruptcy. Do you own a home? Are you married? In Jacksonville, approximately 42.6% are married. If you are married and filing with your spouse, you may have additional complexity to the case, potentially in a higher attorney cost. Secondly, are you a home owner? Approximately 56% of individuals in Jacksonville own a home. With positive equity, you often check Florida bankruptcy exemptions to determine whether you can keep the home. So, if your case in Jacksonville is more complex, your attorney fee may be higher.
Okay, lets dive into how the type of case may result in higher or lower bankruptcy lawyer fees in Jacksonville.
How Does Filing For Bankruptcy Help
One of the most helpful parts of filing for bankruptcy is that a person can discharge many of their personal debts. At the completion of the process, the debtor can start moving toward better financial health. In some scenarios, filing for bankruptcy can also prevent home foreclosures or repossessions of cars or other property.
A person who files for bankruptcy can seek protections against having utilities turned off, stop creditor harassment, and stop debtors from garnishing a persons wages. Filing Chapter 13 can also mean lowering payments on some of a persons non-dischargeable debts.
For people struggling with high amounts of debt, bankruptcy can feel like a brand-new start. While there are limitations on what debts you can discharge, the benefits are often more than enough to help a struggling person get back on track and move forward with their life.
How Do Free Bankruptcy Lawyer Consultations Work In Jacksonville
Free bankruptcy consultations are designed to help you know whether bankruptcy is the best option for you. Because you are in financial hardship, many bankruptcy attorneys offer this service to alleviate the burden of another financial expense.
You can ask questions related to bankruptcy, and you can also get an estimate of what the bankruptcy lawyer fee will be in Jacksonville. You can also get multiple opinions via free bankruptcy consultations if you didnt jive with the attorney or you would like to discuss both types and qualification with another attorney.
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Contact An Experienced Jacksonville Bankruptcy Lawyer
Our attorneys and staff have extensive experience with all aspects of bankruptcy code. Whether to file bankruptcy and, if you do, whether to file Chapter 7 or Chapter 11 or Chapter 13 will depend on your unique circumstances. Contact us at 904.725.0822 for a personal and confidential consultation.
Request a Free Consultation
Defending Your Against Hoa Foreclosure
In case you are facing foreclosure by the Homeowner Association, we can help fight your case due to falling behind on payments. Our foreclosure defense attorneys at The DeVries are familiar with every aspect of the foreclosure proceedings in the state of Florida.
We will present you with every possible option applicable in your case so that you can keep your home sweet home.
We Will Represent You Through The Entire Process
After you have filed for bankruptcy in Jacksonville, FL, our office will ensure that your needs are taken care of throughout the entire process. No cover attorney will attend your meeting with the Trustee. Our office will prepare you for your meeting and attend the meeting with you. If there are issues with the Trustee, our office will handle that situation to ensure that you receive fair treatment from the Trustee to the extent allowed by the existing laws.
Are You Facing The Biggest Challenge Of Bankruptcy We Can Help You Deal With This Daunting Financial Debacle And Shape Your Future Finances
If you are contemplating filing for bankruptcy, the DeVries Law Firm is just a phone call away. Our expert team of bankruptcy professionals comes with extensive experience in financial laws. We guarantee to provide the most comprehensive and dedicated counsel on bankruptcy matters.
Our core value is to emphasize all our clients individual needs and give you the undivided and tireless representation you deserve. At The DeVries Law Firm, you will find yourself in capable hands and receive the best personal and legal care.
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Tips On Hiring An Experienced Lawyer With Bankruptcy Cases
The more experienced a lawyer is in legal practice, the more likely he/she will be able to bring about a successful resolution to your issue. Since experience matters, lawyers whove been practicing law for many years tend to be in high demand. You should look for information about a lawyers experience and ask questions during the initial meeting. Its a very good idea to ask the lawyer how many years he/she has been practicing law and the expected outcome of your case.
Is Bankruptcy Right For You Schedule A Free Consultation To Find Out
An initial face-to-face or phone consultation is necessary to determine if bankruptcy is the best solution for your financial troubles.
During this 30-60 minute free, no-obligation consultation, we will discuss your current financial situation including your:
I will discuss all of the options available to you in-depth and present the pros and cons of each.
You will have every opportunity to ask questions and/or raise any concerns.
Together, we will chart a course forward that helps you emerge debt-free and on a path to financial recovery.
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