Talk To An Experienced Chicago Bankruptcy Attorney
Lorraine M. Greenberg has been a Chicago bankruptcy attorney since 1981. She is one of the leading Illinois bankruptcy lawyers in Chicago and its suburbs. She has been providing quality legal services for consumers and small businesses at affordable prices throughout Chicago and its Suburbs, and all of Northern Illinois since 1981.
We represent individuals, families and even small businesses in Chapter 7 and Chapter 13cases in the U.S. Bankruptcy Court for the Northern District of Illinois.
You are not alone. Many families and small businesses are suffering in these difficult economic times. Your Chicago bankruptcy attorney can help you get a new start.
Lorraine M. Greenberg is a Chicago bankruptcy lawyer that can help you stop foreclosure or stop garnishments.
Why Declare Personal Bankruptcy
Although bankruptcy seems simple and straightforward enough, it is not. There can be many reasons to declare bankruptcy including:
- Medical Expenses
- Pay Day Loans
- IRS actions
According to some estimates, 62% of all bankruptcies in the U.S. are related to excessive medical costs. Of course, one frequent reason for bankruptcy is the foreclosure of a home. This is because the home mortgage is generally one of the bills that people will always make if at all possible. If the situation reaches the point of foreclosure, call Gregory K. Stern, P.C. Bankruptcy and Foreclosure Attorneys for Chicago because they also defend foreclosure cases.
The best way to know whether bankruptcy is necessary in your case is to contact a bankruptcy attorney. A skilled attorney will know which Chapter is the best to file and how to avoid filing if that is your preference.
Chicago Chapter 7 Bankruptcy
If you are wrestling with overwhelming debt in the Chicago area and the debt is winning we can help. One option is filing a Chapter 7 bankruptcy, the most frequent kind of personal bankruptcy. A Chapter 7 bankruptcy discharges credit card debt, medical debts, auto loans, mortgage debt, and sometimes more. Since Chapter 7 bankruptcy is designed for average-income and low-income persons, you must pass a means test to qualify. The test compares your income against the median household income in Illinois. Almost anyone whose income is below the median will be eligible for Chapter 7 bankruptcy, but if your income is higher, you may still qualify under certain conditions. Bankruptcy isnt for everyone who is struggling with debt, but for some, a Chapter 7 bankruptcy is the only realistic option. When you consult an experienced Chicago Chapter 7 bankruptcy lawyer at the Bentz Holguin Law Firm, we can evaluate your financial circumstances and offer you practical advice regarding the means test, bankruptcy, and your other legal options.
How To Prepare For Your Initial Consultation
Prepare for your consultation by writing down notes of your understanding of the case, jot down questions and concerns for the attorney, and gather your documents. Remember that you are trying to get a sense of whether the attorney has your trust and can help you address your legal issues. Questions should include how the attorney intends to resolve your issue, how many years he/she has been practicing law and specifically practicing in your area, as well as how many cases similar to yours the attorney has handled. It can also be helpful to broach the subject of fees so that you understand the likely cost and structure of your representation by a specific attorney and/or legal team.
Chicago Bankruptcy & Financial Lawyers
The Law Office of Thomas W. Drexler offers various litigation and legal services in the Chicagoland area, with an emphasis on practical financial advice and consultation. Whether your concern is personal or business finances or consideration of bankruptcy, optimizing personal injury or divorce settlements, or safeguarding real estate investments, we can help you get where you need to be.
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Does Firm Size Matter
For most consumer legal issues, the size of the practice is much less important than the experience, competence, and reputation of the attorney handling your case. Among the most important factors when choosing an attorney are your comfort level with the attorney or practice and the attorneys track record in bringing about quick, successful resolutions to cases similar to yours.
C Williams Chicago Il
Hi I just want to say that my Chapter 13 Case was really well prepared by one of the attorneys at Billbusters, Borges and Wu, LLC.& Borges, LLC. The firm in which he works for gave me excellent care and service. I highly recommend this company for helping anyone who desires to reach their goal of changing their way of Debt Relief. Thank You So Very Much For Your Help It Was Truly Needed!!
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Matt & Pat Evanston Il
Andrew is not only great attorneys, but they are the nicest people we have ever worked with. They got our case filed quickly, stopping the foreclosure on our home, walked us through the loan modification process, got rid of our second mortgage, negotiated a payment plan that we can easily afford and answered all of my million questions.
The information contained in this website is for general information purposes only. The information is provided by Billbusters, Borges and Wu LLC and while we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.
Ask One Of Our Experts
Were here to help answer your questions. Judicial matters can be complicated, our experts are on hand to help inform you of every aspect regarding your topic.
This has been one of the most stressful and difficult times in my life. Your legal expertise, confidence, and willingness to take me on as your client got me through. I would highly recommend you above any attorney I considered.
A personal note to thank you so much for your wise, very professional attention to my financial woes yesterday You were exactly what I needed to put me in touch with reality. Thank you.
I would like to say that taking this step has changed my life tremendously. The headaches are gone! Thank you both.
Thank you for your encouragement, support, and reorganization of my life. Im having a stress-free summer! Thank you.
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Adelman & Gettleman Ltd
Adelman & Gettleman is a boutique law firm specializing in commercial insolvency, out of court restructurings, bankruptcy, going-concern and asset sales, and related commercial litigation. With over 37 years devoted entirely to helping clients resolve their financial difficulties, the Firm enjoys a reputation among its peers and adversaries for getting complicated jobs done efficiently and effectively. Through its significant experience, the Firm is able to adeptly advise its clients in navigating through the many obstacles arising in troubled debtor-creditor relationships.
The Firms primary focus and success derives from developing a creative, consensus approach with its opposition to finding meaningful and long-lasting solutions without the need for protracted and costly litigation or bankruptcy. At the same time, it is widely known that the Firm is highly skilled and capable in bankruptcy and litigation if such actions become necessary or appropriate. Whether in the context of dealing with secured lenders, indenture trustees, judgment creditors, trade creditors, landlords, disputes among stakeholders, or many other constituencies, the Firm has seen almost every type of financially distressed situation and can expeditiously engineer a path to the best possible result.
We encourage you to review our entire website to see our accolades, appointments, and accomplishments, and we welcome any inquiries into how we may be of assistance to your specific needs.
Bankruptcy Council & Foreclosure Defense
The Bentz Holguin Law Firm, LLC, is a full-service law firm providing the Chicago area with bankruptcy services, criminal defense, IRS debt negotiation services, and a complete range of additional legal services. If you need legal help, contact the Bentz Holguin Law Firm immediately for a free consultation. We understand that no matter how similar two cases may appear, no two cases are ever identical in all respects, and our attention to detail allows us to create winning strategies that are tailor-made to suit the needs of each client.
Our Chicago bankruptcy lawyers take pride in developing mutually beneficial relationships with our clients by ensuring that each client understands every aspect of his or her case or legal issue.
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Finding A Bankruptcy Attorney
How can one find a reliable and knowledgeable lawyer to represent their case? Start by asking family or friends for references or search the internet for the best bankruptcy attorney near me and prepare a list. Refine your search with these considerations in mind:
While a paralegal might put the petition together via data entry, the law mandates that a lawyer review and stand behind the work. Thus, it is crucial to look for someone who understands bankruptcy law thoroughly and has a proven track record.
Before retaining a Chicago bankruptcy attorney, review their public standing. Learn about the cases they have been successful with, check their reviews, and get a better picture of how they practice and who they are.
Your bankruptcy attorney must be licensed. You can check with the Attorney Registration and Disciplinary Commission to ensure that the license is in good standing and that there are no outstanding complaints against the lawyer.
Ideally, a reputable, licensed and experienced bankruptcy lawyer will provide a free consultation before accepting the case. You should make sure that all of your questions are answered to your satisfaction.
Cook Dupage Lake Kendall And Will Counties
FIND PEACE OF MIND
Christine Thurston is an experienced Chicago bankruptcy attorney who has handled thousands of Chapter 7 and Chapter 13 Bankruptcy cases. As a client, you will be talking directly to Christine and she will personally handle your case from start to finish. Don’t waste your money by going to a bankruptcy mill where you’ll only be in contact with a legal assistant and shuffled through several attorneys who aren’t familiar with your case. It is an important decision hiring a Chicago bankruptcy lawyer, don’t trust just anyone with handling your debt. We serve bankruptcy clients in Chicago, Schaumburg, Downers Grove, Westchester, and more.
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Trusted Law Firm In The Greater Chicago Metro Area Represents Clients Throughout The Country And Internationally
Legal issues can arise at any time and when they do, its important to have an attorney who knows how to pursue the best possible outcome. Located in Chicago, Illinois, Ravago & Associates represents clients throughout the city and in the surrounding metro areas. We also handle cases throughout the United States and worldwide. Formed in 2000, our firm has over 20 years of experience guiding clients through legal issues involving bankruptcy, divorce, DWI charges, immigration and providing legal advice regarding business formation and estate planning.
Chicago Area Bankruptcy Assistance
Cutler & Associates, Ltd. is a Chicagoland bankruptcy firm that works with clients throughout the region. We have four locations that specialize in debt relief in Chicago and the surrounding areas. Youll find we are compassionate, dedicated attorneys who have your best interests in mind, and we work hard to make sure you get what you need. Our offices are conveniently scattered throughout the Chicago metropolitan area in:
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What To Bring To Your Appointment
While scheduling the first appointment, we will give you a list of documents to bring with you. Even if you know all about your finances, it is still important to bring as many papers as possible. Because the analysis and preparation of a case is so detail oriented and complicated, it is important for our staff to have plenty of documentation. If you cannot find all of these papers, do not be worried. Just bring in as much as you can find.
Below is a list of what you should bring with you to the appointment:
Recent bills, collections letters, mortgage statements, car loan/lease billing statements, and tax notices. Any court papers . If your wages are being garnished, please try to get the garnishment order from your payroll office. If you have a car loan, please try to bring in your purchase contract and a recent billing statement. As many of your paycheck stubs or evidence of income as you can find. Tax returns for the last year or two..
A Chapter 7 Bankruptcy can wipe out and give you the fresh start you may need to buy a car or a home. Chapter 13 can help save your home. The Bankruptcy Court has the power to stop all lawsuits, including foreclosures. Bankruptcy is a legitimate option that deserves your careful consideration. If you are falling behind in your bills you owe yourself to investigate all of your options. We offer a free consultation, so you have nothing to lose to investigate your alternatives.
We Will Earn Your Trust! Call 1-800-519-0090
David M Siegel & Associates Can Help
Choosing the right bankruptcy lawyer for a free initial consultation is the first step towards a debt-free future. David M. Siegel & Associates is one of the most reputable and trusted bankruptcy law firms in Illinois. The team is well equipped to handle Chapter 7 and Chapter 13 bankruptcy cases throughout Chicago and its suburbs. Speak to a qualified bankruptcy lawyer today. Call David M. Siegel & Associates at or 520-8100 to get the help that you need.
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Want To Check Lawyer Discipline
It is always a good idea to research your bankruptcy lawyer prior to hiring. Every state has a disciplinary organization that monitors attorneys, their licenses, and consumer complaints. By researching lawyer discipline you can:
- Ensure the attorney is currently licensed to practice in your state
- Gain an understanding of his or her historical disciplinary record, if any.
- Determine the seriousness of complaints/issues which could range from late bar fees to more serious issues requiring disciplinary action.
Bankruptcy Is A Powerful Financial Tool
We understand that the thought of declaring bankruptcy can be overwhelming and scary. However, bankruptcy is unquestionably one of the most powerful financial tools available to consumers.
When a bankruptcy case is filed, you are immediately protected against your creditors by virtue of the âautomatic stay,â which stays or stops almost all creditor collection efforts. This means that creditors can no longer garnish your wages, repossess your vehicle, foreclose on your house, or even call you demanding money. Instead, creditors must go through the bankruptcy court and your lawyer to seek repayment on any debt you may have.
Once a case is successfully completed, your eligible debt will be eliminated by a âdischargeâ order signed by the bankruptcy judge. The most common types of debt eligible for discharge are general unsecured debt, such as credit cards, medical bills, payday loans, and repossessions. Additionally, while in bankruptcy, you can start to rebuild your credit score over time. In deciding on which type of bankruptcy to file, it is imperative you speak with an attorney who not only knows the bankruptcy laws but also the tendencies of the local trustees and judges. With almost a decade of experience practicing bankruptcy in Chicago, you can trust our bankruptcy lawyers to correctly advise you on all aspects of your case and likely outcomes.
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Why File For Bankruptcy
People wind up filing for bankruptcy for many reasons, often involving outside forces or unforeseen expenses: Medical debt and unexpected health care costs can quickly spiral out of control, credit card debt can accrue due to business expenses or needing to use a credit card during periods of unemployment and low cash flow, investments in the stock market, real estate or other financial vehicles might suffer due to a financial crisis, or a supply chain shutdown can cause debt to cascade in times of pandemic or due to oil price fluctuations. In any of these situations, a bankruptcy attorney can help you find the best course of action.
You Did Nothing Wrong
Unless you never intended to pay back your debts from the outset , its not your fault for taking advantage of the Bankruptcy Code.
Most people who use our bankruptcy laws are victims of unfortunate circumstances which wreck havoc on their finances:
- Loss of employment or downturn in business
- Family separation or divorce
- Serious health problems
Some people get into trouble by spending beyond their means because they were not educated about money and high risk credit such as credit cards and payday loans. With bankruptcy, you can fix your spending mistakes and use your experience to rebuild a new financial future.
Whats the cause of your predicament? Think about it.
The Bankruptcy Code has build-in provisions to determine if youre eligible to reduce or eliminate your debts. The law will dictate whether you qualify or not. But its up to you to use it.
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Chicago Bankruptcy Attorneys And Firm That Is Unique
Our attorneys know Chicago and its people. Every bankruptcy and foreclosure attorney at our small boutique law firm graduated from a Chicago law school. The firms attorneys, Gregory K. Stern, Monica C. OBrien, Rachel S. Sandler, and Dennis E. Quaid, take pride in providing personalized representation to each and every client. This personal touch, plus nearly 100 years of combined bankruptcy experience, is what makes our firm unique.
The bankruptcy and foreclosure attorneys at our office have experience in Chapter 7, Chapter 11, and Chapter 13 bankruptcies,loan workouts, foreclosures, and debt restructuring and settlement. Our clients have found relief from their credit card debt, business debt, wage garnishments, parking tickets, pay day loans, tax debt, and vehicle repossessions. The Chicago bankruptcy and foreclosure attorneys at our office are members of the Chicago Bar Association and the Illinois Bar Association. We recognize the unique difficulties and responsibilities Chicagoland area communities face and tailor our services to meet your needs.