Do You Qualify For Chapter 7 Personal Bankruptcy
A Chapter 7 personal bankruptcy filing is also known as liquidation bankruptcy. The means test determines if you qualify by looking at your income and debt. Although Chapter 7 bankruptcy discharges some of your debts, it doesnt eliminate all debt. Contact a San Jose attorney to determine if you are eligible for Chapter 7.
Top Bankruptcy Lawyers Serving San Jose
You are looking for a bankruptcy attorney in San Jose, California and probably want to find the best attorney for the most reasonable price.
When filing bankruptcy in San Jose, there here are 5 attributes that we look for in bankruptcy attorneys, which are 1) Rate 2) Reviews 3) Relevance 4) Reliability, and 5) Referral. We also care about bankruptcy attorneys who offer free consultations and payment plans. See the table below for bankruptcy lawyers servicing San Jose. Please note the following information is an estimate. Update the zip code if youd like to refresh the list.
Fill out your information for the local attorney. Please note that the attorney selected may not be the one which contacts you.
San Jose has a estimated population of 1021795. What we found is that folks in bigger cities such as Los Angeles or San Diego like to often have bankruptcy lawyers who are close by. In smaller towns with a population under 20,000, some individuals actually like to hire bankruptcy lawyers far away because of potential angst about other individuals finding out about the bankruptcy hiring.
This is why we built the zip code updater, so you can update the zip code to where youd like to hire a bankruptcy attorney, which potentially might not be in San Jose.
We Cant Help You If You Dont Call
Our law office offers the attention and caring support of a small firm, as well as the legal ability of a nationally acclaimed bankruptcy professional. We can assist you in the following:
Chapter 7 This can discharge many types of debts, halt wage garnishments, and get you a fresh start.
Chapter 13 This works well by allowing a payment plan for many individuals with home mortgages, car loans, or tax debts when Chapter 7 wont provide the needed relief.
Read Also: What Happens When You File For Bankruptcy
Filing Without A Bankruptcy Attorney
As you can see, there are many approaches you can take when seeking a fresh financial start through bankruptcy. Whether you file on your own without an attorney , you hire a lawyer, or you work with a legal aid society, you can successfully achieve debt relief using whichever approach best works for you.
Law Offices Of W Kirk Moore
Law Offices of W. Kirk Moore a competent and experienced bankruptcy attorney is vital in helping people alleviate the pain of suffocating debt. W. Kirk Moore understands this, that is why he is willing to help anyone who requires legal counsel. Mr. Moore is committed to making his legal service available for anybody who requires legal help. He offers affordable but top-of-the-line legal services, meaning anyone can avail them. Attorney Moore gives a personal touch for every client because he understands that debt creates a lot of stress for anyone. His goal is to ensure that they are relieved of their debts so they can move forward with their lives.
Products/Services:Chapter 7 and chapter 13 bankruptcy.
LOCATION:Address: 586 N 1st St #202, San Jose, CA 95112Phone: 998-1846Website: bayareabk.com
REVIEWS:I am happy for my choice and I got big relief from financial stress and I am feeling like a newborn as if I came out from brain surgery! Leul Gebre
Recommended Reading: How Often Can You File Chapter 7 Bankruptcy
Are You Filing A Chapter 13 Reorganization Bankruptcy
Unlike Chapter 7,Chapter 13 bankruptcy is a complex process. Most filers who attempt to construct their Chapter 13 repayment plan fail without an attorneyâs help. If youâre ineligible to file for Chapter 7 because youearn too much income, youâll want to connect with a bankruptcy lawyer to help you with a Chapter 13 case.
Donât worry too much about paying attorneysâ fees for a Chapter 13 filing. Youâll likely be able to include at least some of your legal fees in your repayment plan. Thus, youâll be able to pay your attorney out of funds that would have been used to pay your unsecured creditors anyway.
How Do I Determine If The Bankruptcy Lawyer In San Jose Is Reliable
One of the most important attributes we look for in a bankruptcy lawyer in San Jose is whether they are reliable. The reason for this is that there are certain deadlines that have to take place, and you need someone who will meet those deadlines.
Some of the ways that you can determine this is potentially through rating and reviews because that gives you insight into other clients experiences. There are biased review sources out there, so our favorite review sites are Google ratings and reviews and Yelp ratings and reviews.
We like to sort from the lowest review descending so that you can really get a sense of whether this individual is reliable. See the image before of Ascend Bankruptcy Helps Google reviews , with the lowest rating descending.
Also Check: How To File Bankruptcy Myself In Michigan
Bankruptcy Attorney Serving San Jose
Are you stuck in an endless cycle of debt? If you are enduring the stress and helplessness of debt, and want out, the Law Office of Joseph Camenzind can help. By representing you in your bankruptcy, the Law Office of Joseph Camenzind can put a stop to the harassing phone calls, wage garnishment, and home foreclosures. We are a Debt Relief Agency. We help people file for bankruptcy relief under the United States Bankruptcy Code.
The Law Office of Joseph Camenzind helps clients with both Chapter 7 and Chapter 13 Bankruptcies. Chapter 7 Bankruptcies are known as âliquidation bankruptcyâ where non-exempt assets are subject to liquidation, resulting in qualified debts being discharged. While you may have to turn over some property you can walk away with your debts whipped out. Chapter 13 Bankruptcies are referred to as âreorganization bankruptcyâ where you reorganize debts through a court approved repayment plan. If you successfully complete the repayment plan, some debt can be discharged with you being able to keep your property.
If you are a Bay Area resident with questions about bankruptcy, contact the Law Office of Joseph Camenzind. Mr. Camenzind will examine your financial situation and discuss with you:
The Law Office of Joseph Camenzind has the expertise to effectively provide comprehensive individualized legal advice and strategies to our clients in a cost-effective and efficient manner that recognizes the client’s needs and goals.
Do Most Bankruptcy Attorneys Offer Payment Plans In San Jose
Yes, many bankruptcy lawyers take a payment plan, and I would estimate that would be no different in San Jose. A Chapter 13 bankruptcy is already a payment plan bankruptcy, so many Chapter 13 bankruptcy lawyers will take a payment upfront and then include the rest in the plan.
In a Chapter 7 bankruptcy, many lawyers will take payment plans, but the total attorney fee often has to be paid before filing. If an bankruptcy lawyer in San Jose will only take all of the money upfront for a Chapter 7 bankruptcy and not provide payment plans, you may be able to find one that does take payment plans.
Just to confirm, you may always want to check which type of bankruptcy you are filing. Some bankruptcy lawyers may offer payments plans or $0 Chapter 13 options, but those may be much more expensive in the long run than doing a payment plan upfront on a Chapter 7 bankruptcy.
You May Like: How Does Bankruptcy Affect Tax Filing
File Bankruptcy From Your Home
We can provide bankruptcy services with an attorney through appointmentsonlineand over the phone. Well work with your schedule to make it as convenient as possible for you. So why wait? You can get started today.
The Bankruptcy Process in San Jose
Keep in mind that people filing both Chapter 7 and Chapter 13 bankruptcy in the San Jose Area will need to attend a meeting with the bankruptcy trustee at the Federal Bankruptcy Court. By retaining our law firm, you may rest easy by being assured of having the representation of a professional bankruptcy attorney. We are powerful advocates for our clients, and we dont back down to anyone. Our law firm takes the worries out of filing bankruptcy for our clients. If filing for bankruptcy is something you need to do, then your delaying filing is likely to result in just greater financial losses. If youre looking for help with debt relief, then call us now and discover how we can help. Well take the time to explain to you how to file Chapter 7 bankruptcy with our guidance. Remember that any delays may compromise youre being eligible to file for Chapter 7 bankruptcy.
Our law firm proudly provides debt relief services at a discount for the men and women who serve our country in the military. Well reduce our rates for both veterans and those on active duty. When you contact us, please request our military discount. We support our troops and our country.
How Much does it Cost to File Bankruptcy in San Jose?
Help With Your Debts In San Jose
While you may have other options when selecting a San Jose bankruptcy lawyer, our law firm will show itself to be your absolute best value. Providing clients with debt relief is the primary focus of our law firm. We provide outstanding bankruptcy services in San Jose while keeping our fees low. Take advantage today of the opportunity to talk about your options with a San Jose bankruptcy lawyer that cares. You can do this now, free of any costs or fees.
There may be a simple and affordable solution to your debt problem. However, you need to find it within yourself to take the first step of simply calling us to explore how we may help you. Were on your side. But we need to connect and determine what needs to be done.
Don’t Miss: What Is Chapter 13 Bankruptcy Ohio
Protect Your Home From Foreclosure
Many individuals who are behind on their mortgage payments are afraid of losing their homes in foreclosure. If your home lender is threatening to foreclose on your home or has already started the process, San Jose Bankruptcy Attorney, Ike Shulman, can help you protect your house by filing for Chapter 13 bankruptcy.
How Do Free Bankruptcy Lawyer Consultations Work In San Jose
Free bankruptcy consultations are designed to help you know whether bankruptcy is the best option for you. Because you are in financial hardship, many bankruptcy attorneys offer this service to alleviate the burden of another financial expense.
You can ask questions related to bankruptcy, and you can also get an estimate of what the bankruptcy lawyer fee will be in San Jose. You can also get multiple opinions via free bankruptcy consultations if you didnt jive with the attorney or you would like to discuss both types and qualification with another attorney.
Also Check: What Should You Not Do Before Filing Bankruptcy
Talkov Law Is Rated 5 Out Of 5 Stars Based On 91 Customer Reviews
I was loosing my mind over a family law matter. I contacted Talkov Law and my attorney was able to put me at complete ease. She went above and beyond…read moreI was loosing my mind over a family law matter. I contacted Talkov Law and my attorney was able to put me at complete ease. She went above and beyond to research different laws, statues and even news article to help support our argument. She was very honest and professional at all times. Even though the opposing attorney tried very hard to twist my character and completely discredit my military service and, the laws that are designed to protect us. Colleen Sparks remained completely levelled headed and was able to get the judge to decide on our behalf using solely the facts that can be proven and supported. I am so grateful for her hard work and dedication, I don’t know what I would have done without her! Thank you so much Colleen!! You are definitely a life saver!!read less
Scott really knows his stuff about real estate and bankruptcy law. He is a brilliant attorney and confident in the Courtroom.
Nick Moss is great! Highly responsive to our needs.
From the very start, Nick Moss our attorney delivered clear and concise advice. His knowledge and Confidence got us thru our case in less than 6 months.
Nick provided pertinent advice to help bring a resolution to my real estate ownership dispute. I highly recommend Nick Moss.
Colleen is very professional and answers your question in a timely manner.
Filing Bankruptcy In San Jose:
Many people suffer because of the bad economy, layoffs, medical conditions or just bad luck. Unmanageable debt causes lasting damage to physical and emotional well-being of the whole family. Over 1.6 million people who realized that fact filed bankruptcy last year. In fact, every fifth person in California has a friend or a family member who recently filed bankruptcy.Our clients rediscover peace of mind and get back on their feet. They are able to save money and get new credit – but use it smarter then ever before.
We serve California Bay Area residents who live inSanta Clara County, Santa Cruz County, San Benito County, Monterey County, San Mateo County, San Francisco County, Alameda County and Contra Costa County.Our clients are residents of many Northern California cities, includingAlameda, Belmont, Berkeley, Campbell, Castro Valley, Cupertino, Daly City, Dublin, Fremont, Gilroy, Hayward, Los Gatos, Milpitas, Mountain View, Morgan Hill, Newark, Oakland, Palo Alto, Pleasanton, Redwood City, San Carlos, San Francisco, San Jose, San Leandro, San Lorenzo, San Mateo, Santa Clara, Santa Cruz, Saratoga, Sunnyvale, and Union City.
We are proud to be a federally designated debt relief agency. We help people file for bankruptcy relief under the U.S. Bankruptcy Code.This entire website is for informational purposes only. No attorney-client relationship is created until a representation agreement is signed by the attorney and client.
You May Like: How Can Bankruptcy Affect Your Credit
San Joses Best Bankruptcy Attorneys:
The top-rated Bankruptcy Attorneys in San Jose are:
- Law Offices of W. Kirk Moore experienced and affordable bankruptcy lawyers in San Jose.
- Shulman Law Office offers the attention and caring support of a small firm, as well as the legal ability of a nationally acclaimed bankruptcy professional.
- Evans Law Offices not just a law office, its much more like a family, better understanding & guidance.
- The Fuller Law Firm is a bankruptcy law firm committed to helping individuals obtain debt relief.
- David A Boone Law Offices offers bankruptcy alternatives, taxes, real estate, and car loan solutions.
What Is It Like Working With Legal Aid
Working with legal aid is like working with a very busy law firm. Because legal aid societies are funded by grants and donations, their resources are limited. As a result, you may be placed on a waitlist before you can speak with someone about your legal issues. Once you pass the organizationâs eligibility screening and move to the top of the waitlist, youâll develop an attorney-client relationship with the lawyer assigned to your bankruptcy case.
Don’t Miss: How To Declare Bankruptcy In Idaho
Silicon Valley Business Bankruptcy Lawyers
Binder & Malter LLP is a Silicon Valley law firm specializing in the areas of bankruptcy, insolvency, and debtors and creditors rights. Formed in 1987, Binder & Malter LLP has over 34 years of experience representing financially distressed businesses and individuals and their creditors. Our clients include debtors, creditors, creditors’ committees, trustees, landlords, lenders, investors, businesses, and parties purchasing assets from financially troubled companies. Our Silicon Valley business bankruptcy lawyers are frequently retained to resolve complex financial problems and assist businesses and high net worth individuals restructure their debt. Binder & Malter LLP also routinely works with lawyers from other law firms and their clients to settle complex, high-exposure litigation.
Binder & Malter LLP also maintains an active creditor and commercial litigation practice, representing landlords, creditor committees, private lenders, investors and other claimants in and out of bankruptcy court.
As an adjunct to our bankruptcy and insolvency practice, Binder & Malter LLP also represents clients in a wide-range of business and real estate matters, including asset planning, entity formation, business acquisitions and dispositions, secured transactions, real estate acquisitions and dispositions, commercial leasing, and drafting, reviewing and negotiating all types of contracts and business agreements.
When Is Bankruptcy The Right Choice
Knowing when to file for bankruptcy is one of the biggest hurdles in the process. Most debtors feel responsible for paying what they owe. However, if income setbacks and financial difficulties have made that impossible, bankruptcy may be the best option for your situation.
If you are facing any of the following, you should contact The Fuller Law Firm, PC immediately:
- Debt is Outpacing Your Income
- Facing Wages Garnishment
- Unrelenting Collection Calls
- Cant Afford Living Expenses & Debt Payments
Once youve filed for bankruptcy, collection calls, garnishments, and lawsuits will stop, and you may be able to recover financially. At The Fuller Law Firm, PC is experienced in Chapter 7, 11, and 13 bankruptcies, so no matter how you plan to take charge of your debt, our attorneys can help you navigate the process.
You May Like: Can You File Bankruptcy Without A Lawyer
Getting A Free Evaluation From A Bankruptcy Lawyer
If you donât qualify for legal aid or youâre hoping to file on your own but have questions before you begin the bankruptcy process, itâs a good idea to schedule an initial consultation with an experienced attorney in your area. Most bankruptcy lawyers who take Chapter 7 cases offer free consultations. These no-cost meetings donât obligate you to file for bankruptcy or even to work with the lawyer youâll be sitting across from. They are simply designed to ensure that prospective clients have their questions answered before they decide to file for bankruptcy and/or hire legal representation. You have nothing to lose by scheduling a free consultation.
To find an attorney near San Jose who practices bankruptcy law, you can click on the âfind a lawyerâ page on the website for the National Association of Consumer Bankruptcy Attorneys or you can search on local bar association or California State Bar Association websites.